Purchase
Financing for your next home, whether it's your first or your fifth, planned around your timeline and your financial picture.
↗West Capital Lending retail team · Irvine, California
Home loans, handled by a team that funds.
Buying your first home, lowering your payment, or putting your equity to work? Tell us where you're headed. We'll walk you through your options and stay with you from application to closing.
No commitment to talk through your options. All loans subject to credit approval. Prefer the full application? Apply on WCL's official portal ↗
Funded
$525,000
Conventional cash-out · Newton, NJ
Nick Barq · first week of Nov 2026
Robin AckermanLoan Officer · NMLS #1515208
- NMLS #1566096West Capital Lending, Inc.
- Equal Housing LenderWe lend fairly
- 44 states + D.C.See licensing
- Direct lender + brokerMore ways to fit your loan
- Since 2016Irvine, California
Loan programs
One team.
More ways to fund.
Whether you're buying, refinancing, or tapping your equity, we'll match the program to your goals, your timeline, and your finances.
Talk to a loan officer
Refinance
Restructure your current mortgage to change your term, your monthly payment, or your loan type.
↗Cash-out refinance
Turn the equity you've built into cash for renovations, debt consolidation, or other big expenses.
↗HELOC & home equity loan
A flexible line of credit or a lump-sum loan secured by your home's equity, alongside your existing first mortgage.
↗Conventional
A good fit for first-time buyers, seasoned purchasers, and homeowners comparing terms. Fixed-rate and adjustable options are available.
↗FHA
Government-insured loans with flexible qualification guidelines that help bring homeownership within reach.
↗VA
Home loans for eligible veterans, active-duty service members, and surviving spouses.
↗Jumbo
Financing for higher-priced homes that go above conforming loan limits.
↗How it works
Three steps from application to close.
- 01
Tell us your goals
Call us or send the short form. Before we recommend anything, we'll learn about your goals, your timeline, and your finances.
- 02
We compare your options
West Capital Lending is both a direct lender and a mortgage broker, so we can look past a single bank's menu to find programs that fit.
- 03
Close with confidence
Our team stays involved from application to closing, and we'll keep you updated at every step.
Meet the team
Real people. Real fundings.
Robin Ackerman
Loan Officer · NMLS #1515208
“I got into the industry 15 years ago as a temp, loved the environment and the people and I enjoy helping others.”
Verify on NMLS →CR
Chris Redoble
Vice President & Loan Officer · NMLS #88528
Branch Manager in Irvine, with experience across purchase, investment, and non-traditional lending.
chrisredoble.com →Recent fundings · Nov 1–6, 2026
Made it happen.
W2 team$1,208,497funded volume
1099 team$5,938,949funded volume · 20 loan officers
Spotlight$525,000Conventional cash-out · Newton, NJ · Nick Barq
Progress snapshot from the Nov 6, 2026 export, not a final total. Past fundings don't guarantee future results.
Planning tool
Run the numbers before you call.
Enter your own numbers to estimate principal and interest. This is a planning tool only. It doesn't include taxes, insurance, HOA dues, or mortgage insurance, and it isn't a rate quote or an offer to lend.
Join the team
Why work at WestCap?
- A team that funds. Fundings come in every week, and we celebrate them.
- Real product depth. Purchase, refinance, cash-out, HELOC, Conventional, FHA, VA, and Jumbo.
- Direct lender + brokerage. More than one path to get your borrower's loan done.
- Room to grow. Licensed in 44 states and D.C., based in Irvine since 2016.
Do I have to commit before talking to you?
No. You can send the form or call to talk through your options. An initial conversation doesn't commit you to anything.
What types of loans do you offer?
Purchase, refinance, cash-out refinance, HELOC and home equity loans, plus Conventional, FHA, VA, and Jumbo programs. Your loan officer will tell you which ones fit your situation.
How long does it take to close?
It depends on the program, the property, your documents, the appraisal, and other conditions. Your loan officer will give you a realistic timeline for your file.
Which states do you lend in?
West Capital Lending is licensed in 44 states and the District of Columbia. See the licensing page for the current list.
How do I check a loan officer's license?
Look them up on NMLS Consumer Access. West Capital Lending's company NMLS is #1566096.
Get a quote
Ready to see what fits?
Tell us a little about your goals and a loan officer will reach out.
- Call(855) 620-0238
- Emailinfo@westcapitallending.com
- Visit17911 Von Karman Ave, Suite 400
Irvine, CA 92614 - HoursMon–Fri 9:00 AM–6:00 PM PT